Specialty Insurance

Protection for what standard policies don’t cover

Specialty insurance covers unique assets, high-value items and industry-specific risks, with customized coverage for your situation.

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Specialty insurance solutions we offer

Flood Insurance

Standard policies often exclude flood damage.

Heavy rain and flooding
Storm surge
Rising water levels

Builders Risk

For construction projects:

Buildings under construction
Materials and supplies
Temporary structures

Cargo Insurance

Goods in transit:

Theft
Damage
Loss during transportation

Jewelry Insurance

High-value personal items:

Engagement rings
Watches
Luxury jewelry
Collectibles

Contractor Insurance

Protects tradespeople from:

Property damage
Job site accidents
Liability claims

Workers Compensation

Coverage for work-related injuries, medical expenses and lost wages.

Why choose us

Specialty coverage is ideal for

✔ Homeowners with special risk exposure
✔ Business owners with unique assets
✔ Contractors and construction professionals
✔ Companies transporting valuable cargo
✔ Individuals with high-value personal property

Protect what others can’t

Don’t leave specialized risks uncovered.

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Other ways we can protect you

Life Insurance Health Insurance Personal Property Commercial & Business Trucking & Transportation Technology & Quoting

Legacy Builder Insurance Agency

A nationally licensed, independent insurance agency committed to protecting families, entrepreneurs, and businesses through customized insurance solutions.