Protect your business. Secure your future.
Commercial & Business Insurance helps protect your company, employees, property and income from accidents, lawsuits, property damage and business interruptions.
Business insurance solutions we offer
General Liability
Protects against claims related to:
- Bodily injury
- Property damage
- Advertising injury
- Legal defense costs
Commercial Property
Protects your location and assets:
- Buildings and offices
- Equipment and inventory
- Furniture and tools
Professional Liability
Also known as Errors & Omissions:
- Negligence
- Mistakes or failure to deliver services
- Professional advice related claims
Business Owners Policy (BOP)
A bundled solution:
- General liability
- Commercial property
- Business interruption
Builders Risk / Contractors
For construction and contracting:
- Buildings under construction
- Materials and supplies
- Equipment at job sites
Workers Compensation
Coverage for employees in case of:
- Work-related injuries
- Medical expenses
- Lost wages
Ideal for
Customized coverage based on your business type, with access to multiple trusted carriers.
- ✔ Small and medium-sized businesses
- ✔ Contractors and construction companies
- ✔ Retail stores and restaurants
- ✔ Professional service providers
- ✔ Property owners and landlords
- ✔ Startups and entrepreneurs
Commercial vehicles we insure
From delivery vans to dump trucks and trailers, here are the types of commercial vehicles we can insure.
Vans & delivery
- Delivery van
- Refrigerated van
- Full-size cargo van
- Step van
Box & body trucks
- Box truck
- Stake body truck
- Flatbed truck
- Dump truck
- Refrigerated truck
Service & specialty trucks
- Utility truck
- Utility truck boxes
- Cherry picker / bucket truck
- Food / catering truck
- Tank trucks (baffled)
Pickups & business-use vehicles
- Pickup truck
- Five-wheel pickup truck
- Smaller rack pickup truck
- Passenger auto*
- Minivan*
- Sports utility vehicle (SUV)*
Trailers
- Open utility trailer
- Flatbed trailer
- Livestock trailers
- Concession trailer
* May require proof of occupation or business use. Eligibility depends on the carrier and the vehicle, and very heavy vehicles (over 54,000 lbs gross vehicle weight) may not qualify. Do not see your vehicle? Ask us.
Legacy Builder Insurance Agency
A nationally licensed, independent insurance agency committed to protecting families, entrepreneurs, and businesses through customized insurance solutions.
Who we insure: passenger, medical and school transportation
Whether you carry patients, seniors, church members or students, we help you protect the vehicles and the people on board.
Medical & non-emergency transport
- Ambulatory transport
- Wheelchair transport
- Stretcher transport
- Mental health / psychiatric transport
- Dialysis treatments
- Chemotherapy and oncology care
- Physical therapy
- Hospital discharges
- Specialist and routine checkups
Senior & church transportation
- Senior transport
- Church bus insurance
School buses & child transportation
School buses are one of our specialties, covering vehicles that carry the most precious cargo.
- Public school buses
- Private school buses
- Kiddie transportation
- Head Start programs
- Independent contractors