Legacy Builder Insurance Agency

Licensed in 48+ states · Mon–Fri 9:00 AM–5:00 PM
Insurance Tools

Life Insurance Needs Calculator

Estimate how much life insurance your family may need, in about two minutes.

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Your numbers

Fill in what you know. Leave anything that does not apply as 0.

Estimated coverage need

$0

How this works: income replacement + mortgage + debts + education + final expenses, minus the coverage and savings you already have, rounded to the nearest $10,000. This is the common “DIME” approach agents use as a starting point.

For education only. This is not a quote, an offer of coverage or a recommendation. Coverage, deductibles and rules vary by carrier and policy. Talk to a licensed agent about your situation.

Ready for real numbers?

A licensed agent can turn this estimate into quotes from multiple A-rated carriers.

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Legacy Builder Insurance Agency

A nationally licensed, independent insurance agency committed to protecting families, entrepreneurs, and businesses through customized insurance solutions.