# Home Insurance | Legacy Builders America - Link: https://legacybuildersamerica.com/home-insurance/ - Published: 2026-10-09T21:29:59-04:00 - Author: contact Licensed in 48+ states · Mon–Fri 9:00 AM–5:00 PM [English](https://legacybuildersamerica.com/) | [Español](https://legacybuildersamerica.com/es/) | [Kreyòl](https://legacybuildersamerica.com/ht/)[**Call (305) 749-6303**](https://legacybuildersamerica.com/home-insurance/+13057496303) Insurance ▾ [All Insurance Types](https://legacybuildersamerica.com/all-insurance/)[Auto Insurance](https://legacybuildersamerica.com/auto-insurance/) [Home Insurance](https://legacybuildersamerica.com/home-insurance/)[Life Insurance](https://legacybuildersamerica.com/life-insurance/) [Health Insurance](https://legacybuildersamerica.com/health-insurance/)[Commercial & Business](https://legacybuildersamerica.com/commercial-business-insurance/) [Trucking & Transportation](https://legacybuildersamerica.com/trucking-transportation-insurance/) [Specialty Insurance](https://legacybuildersamerica.com/specialty-insurance/)[Technology & Quoting](https://legacybuildersamerica.com/technology-quoting/) Clients ▾ [Client Center](https://legacybuildersamerica.com/client-center/)[Schedule a Consultation](https://legacybuildersamerica.com/schedule-consultation/) [Request a Policy Review](https://legacybuildersamerica.com/policy-review/)[Request a Certificate of Insurance](https://legacybuildersamerica.com/certificate-of-insurance/) [Request a Policy Change](https://legacybuildersamerica.com/policy-change/)[Upload Documents Securely](https://legacybuildersamerica.com/upload-documents/) [Refer a Friend](https://legacybuildersamerica.com/refer-a-friend/) [Services](https://legacybuildersamerica.com/services/)[About Us](https://legacybuildersamerica.com/about-us/) [Careers](https://legacybuildersamerica.com/agent-partnership/)[Contact](https://legacybuildersamerica.com/contact-us/) [Get a Free Quote](https://legacybuildersamerica.com/quote/) Menu [All Insurance Types](https://legacybuildersamerica.com/all-insurance/)[Auto Insurance](https://legacybuildersamerica.com/auto-insurance/) [Home Insurance](https://legacybuildersamerica.com/home-insurance/)[Life Insurance](https://legacybuildersamerica.com/life-insurance/) [Health Insurance](https://legacybuildersamerica.com/health-insurance/)[Commercial & Business](https://legacybuildersamerica.com/commercial-business-insurance/) [Trucking & Transportation](https://legacybuildersamerica.com/trucking-transportation-insurance/) [Specialty Insurance](https://legacybuildersamerica.com/specialty-insurance/)[Technology & Quoting](https://legacybuildersamerica.com/technology-quoting/) [Client Center](https://legacybuildersamerica.com/client-center/)[Schedule a Consultation](https://legacybuildersamerica.com/schedule-consultation/) [Request a Policy Review](https://legacybuildersamerica.com/policy-review/)[Request a Certificate of Insurance](https://legacybuildersamerica.com/certificate-of-insurance/) [Request a Policy Change](https://legacybuildersamerica.com/policy-change/)[Upload Documents Securely](https://legacybuildersamerica.com/upload-documents/) [Refer a Friend](https://legacybuildersamerica.com/refer-a-friend/)[Services](https://legacybuildersamerica.com/services/) [About Us](https://legacybuildersamerica.com/about-us/)[Careers](https://legacybuildersamerica.com/agent-partnership/) [Contact](https://legacybuildersamerica.com/contact-us/)[Get a Free Quote](https://legacybuildersamerica.com/quote/) Home Insurance # Protect your home and everything in it Your home represents years of hard work and memories. We help protect your house, your belongings and your valuables from fire, theft, storms and floods. [Get a Free Quote](https://legacybuildersamerica.com/quote/)   [Speak to an Agent](https://legacybuildersamerica.com/home-insurance/+13057496303) ![Black family sitting on the steps outside their home](https://legacybuildersamerica. com/wp-content/uploads/2026/10/lba-home-scaled.jpg) ## Coverage types we offer ### Homeowners Insurance Protects your home and belongings. * Fire and smoke * Theft and vandalism * Storms and weather damage * Personal liability ### Renters Insurance Affordable protection for renters. * Personal belongings * Liability protection * Temporary living expenses ![Floodwater covering a residential road](https://legacybuildersamerica.com/wp-content/ uploads/2026/10/lba-flood-scaled.jpg) ### Flood Insurance Standard home policies often do not cover floods. * Heavy rain * Storm surges * Rising water levels ### Jewelry Insurance Special coverage for high-value items. * Jewelry * Watches * Art and collectibles * Luxury items ### Umbrella Insurance Extra liability protection above your home and auto limits. Why choose us ## Why choose us * ✔ Customized coverage based on your lifestyle * ✔ Competitive rates from trusted carriers * ✔ Easy policy comparisons * ✔ Clear explanations, no hidden surprises * ✔ Ongoing support and claims guidance ## Not sure if you have the right coverage? Whether you own or rent, a licensed agent can review your options and explain what is and is not covered. [Speak to an Agent](https://legacybuildersamerica.com/home-insurance/+13057496303) ### Other ways we can protect you [Auto Insurance](https://legacybuildersamerica.com/auto-insurance/)[Life Insurance](https://legacybuildersamerica.com/life-insurance/) [Health Insurance](https://legacybuildersamerica.com/health-insurance/)[Commercial & Business](https://legacybuildersamerica.com/commercial-business-insurance/) [Trucking & Transportation](https://legacybuildersamerica.com/trucking-transportation-insurance/) [Specialty](https://legacybuildersamerica.com/specialty-insurance/)[Technology & Quoting](https://legacybuildersamerica.com/technology-quoting/) #### Legacy Builders America A nationally licensed, independent insurance agency committed to protecting families, entrepreneurs, and businesses through customized insurance solutions. #### Insurance [All Insurance Types](https://legacybuildersamerica.com/all-insurance/)[Auto](https://legacybuildersamerica.com/auto-insurance/) [Home](https://legacybuildersamerica.com/home-insurance/)[Life](https://legacybuildersamerica.com/life-insurance/) [Health](https://legacybuildersamerica.com/health-insurance/)[Commercial & Business](https://legacybuildersamerica.com/commercial-business-insurance/) [Trucking](https://legacybuildersamerica.com/trucking-transportation-insurance/) [Specialty](https://legacybuildersamerica.com/specialty-insurance/) #### Company [About Us](https://legacybuildersamerica.com/about-us/)[Reviews](https://legacybuildersamerica.com/#reviews) [Agent Partnership](https://legacybuildersamerica.com/agent-partnership/)[Contact](https://legacybuildersamerica.com/contact-us/) [Client Center](https://legacybuildersamerica.com/client-center/)[Refer a Friend](https://legacybuildersamerica.com/refer-a-friend/) #### Contact [(305) 749-6303](https://legacybuildersamerica.com/home-insurance/+13057496303)[info@legacybuildersamerica.com](https://legacybuildersamerica.com/home-insurance/info@legacybuildersamerica.com) [19545 NW 2nd Ave](https://www.google.com/maps/search/?api=1&query=19545+NW+2nd+Ave+Miami+Gardens+FL+33169) Miami Gardens, FL 33169 © 2026 Legacy Builders America. 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