Health Insurance

Affordable Care Act. Enroll now for 2025 coverage. See health coverage choices, ways to save today, how law affects you. Get Access To The Top Insurance Companies Available To You. Compare plans below

Health insurance

November 1st, 2025 is the beginning of Health Insurance Open Enrollment for 2026 coverage. This year the OEP has been extended until January 15th, 2026. Also, a SEP extension has been added so that U.S. residents can enroll year-round if they fall between 100%-150% level of the FPL, which is the Federal Poverty Guideline Levels. Questions about Health Insurance like, where can I sign up for Health Insurance ? How to qualify for Health Insurance ? How to apply for Health Insurance? Well at Legacy Builders of America we can answer your questions and you can find licensed and CMS certified agents in your area that can help with all your individual health insurance needs.

Compare 3 Main Options In Primary Health

Short Term Care

Pros
Very low cost for healthy individuals that have high income and don’t qualify for ACA / Obamacare financial assistance High deductible available to reduce monthly costs Good national networks Plans last up to 364 days with optional renewal Considered insurance
Cons
Low – high deductibles
Coverage limits
Not for people who want to visit doctors on a regular basis

Affordable Act Care

Pros
Financial Assistance (Subsidies) Highely Regulated
No Limit In Coverage
Qualified Health Plans
Cons
May Not Qualify For Subsidy
Possibly Most Expensive (Area Dependent)
Open Enrollment Is Periodical
Mainly Closed Networks

Private Health Insurance

Pros
Network Options
Not Affiliated With The Marketplace
Qualified Health Plans
No Coverage Limits
Improved Facilities
Cons
Typically Very Expensive Compared To Other Options (Depending On Your Area)
Inconsistent Premium Costs
Very Complex (Agents Recommended)

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Obamacare Enrollment Office Near Me

 

Questions about Obamacare Like – Where can I sign up for Obamacare?  How to qualify for Obamacare? How to apply for Obamacare? Well at Legacy Builders of America we can answer your questions and you can Find Licensed And CMS Certified Agents In Your Area That Can Help With All Your Individual Health Insurance Needs.

The Open Enrollment period for Obamacare health insurance in 2025 is November 1st, 2025 – January 15th, 2026.

November 1st, 2025 is the beginning of Obamacare Open Enrollment for 2026vcoverage. A lot of people may confuse the January 15th deadline as the “deadline for January 1st coverage in the new year.” THIS IS TRUE AND FALSE! While it is the deadline for January 1st coverage, it is ALSO the absolute final deadline for 2026 healthcare coverage! Unlike last year, there isn’t a deadline all the way to January 31st of the new year. December 15th is the final deadline.

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